Why Do You Lose Money? 6 Secrets to Protect Your Wealth

Unlock your wealth potential today by addressing the hidden emotions and beliefs that may be holding you back. Understanding your relationship with money is the first step toward protecting and growing your wealth.

1. Your Feelings About Talking About Money

How do you feel when the topic of money comes up? If your immediate reaction is fear—thinking, Are they trying to take advantage of me?—this signals a kind of "victim mentality" around money.

Many people are warm and generous in daily life but become defensive and uneasy when it’s time to discuss finances. This inner conflict can hinder meaningful financial conversations, whether with clients, partners, or even loved ones.

For example, you might have great rapport with customers, but no deals close. Why? Perhaps there’s a reluctance to openly discuss financial matters. This lack of honesty creates a disconnect and blocks potential opportunities.

2. Your Emotions About Earning Money

How do you truly feel about earning money?

Some people resent it, thinking, Why do I always have to be the one earning? Others feel prideful: I’m the breadwinner of this family, and everything depends on me.

Unhealthy emotions around earning often stem from deeper psychological needs, such as a desire for validation or recognition. For example:

• If I earn more money, my family will finally respect me.

• If I pay off all the debt, I’ll prove I’m capable.

This mindset manifests in external behaviors like buying luxury goods to signal success or overworking to prove worth. However, money earned with resentment, pride, or excessive purpose can burden relationships instead of building them.

3. Your Experience With Spending Money

Do you enjoy spending money, or do you feel guilty and anxious afterward?

Some people spend excessively on small, unnecessary items, collecting cheap deals they don’t even use. Others overspend as a way to fill emotional voids, driven by feelings of lack or fear of abandonment.

If your spending habits are rooted in unresolved emotional trauma, your relationship with money becomes compensatory, not joyful. This creates a cycle of dissatisfaction, where money is neither truly enjoyed nor meaningfully used.

4. Your Attitude Toward Saving Money

In today’s consumer-driven world, saving money often takes a back seat. Many people live paycheck to paycheck, overspending and neglecting savings entirely.

However, wealth and financial stability require a deliberate relationship with saving. A lack of savings often reflects deeper discomfort with delayed gratification or a tendency to avoid long-term planning.

5. Your Feelings About Lending Money

Are you someone who often lends money to others, even when it’s uncomfortable?

If you lend with the expectation of repayment, emotional entanglements often arise, especially in relationships. For example:

• You feel obligated to lend, even though it hurts your finances.

• You feel resentment when the borrower doesn’t repay as expected.

A healthy mindset is to lend only what you can afford to lose and to let go of expectations. This reduces emotional conflict and allows you to maintain your boundaries.

6. Your Relationship With Debt

If you’re someone carrying debt, what emotions do you associate with it?

For some, debt stems from impulsive behavior like gambling or high-risk investments driven by a "get rich quick" mindset. This "gambler’s mentality" can lead to repeated financial mistakes, as the underlying issues remain unresolved.

Healing these patterns involves addressing the emotional drivers behind debt and cultivating a healthier approach to financial risks.

Final Thoughts

Protecting and growing your wealth requires more than financial knowledge—it demands emotional healing and self-awareness. By transforming your mindset and addressing these six areas, you can unlock the door to lasting financial stability.

What’s your relationship with money? It’s never too late to rewrite your story.